Your Vision, Our Capital: Mastering The Investment Property Loan Landscape

Navigating the world of real estate investment requires more than just a sharp eye for property—it requires a financing partner who moves as fast as the market does.

As your dedicated mortgage loan officer, I don't just offer "loans"; I provide strategic capital solutions. By leveraging a network of 200+ lenders, I bypass the "no" of big banks to find the "yes" that fits your specific portfolio goals.


A Loan Product for Every Strategy

Whether you are scaling a rental portfolio, reviving a fixer-upper, or building from the ground up, we have the specialized funding to make it happen.

Loan TypeBest For...
ConventionalLong-term holds with the lowest possible interest rates.
Non-QM (DSCR)Investors who want to qualify based on property cash flow, not personal income.
Rehab & FlipShort-term capital for purchase plus 100% of renovation costs.
Ground-Up ConstructionBringing new developments to life from the dirt up.
Bridge LoansShort-term financing to "bridge" the gap until permanent funding is secured.
Hard MoneySpeed and flexibility when traditional documentation isn't an option.
Private FundingBespoke capital for unique or high-value investment scenarios.

Why Partner With an Expert?

The difference between a "closed deal" and a "missed opportunity" usually comes down to the depth of your lender's toolbox.

  • Unrivaled Variety: Access to 200+ wholesale lenders means we compare the entire market so you don't have to.
  • Speed to Close: In the investment world, time is money. We prioritize streamlined underwriting to meet your closing deadlines.
  • Expert Guidance: We don’t just pull credit; we analyze your investment strategy to ensure the loan structure maximizes your ROI.

"Standard banks look for reasons to decline investment deals. We look for the most efficient way to fund them."


Ready to fund your next deal?

Don't let rigid lending criteria stall your growth. Let’s look at your numbers and find the product that clears the path to your next closing.

Common Questions from Investors

Can I qualify for a loan if I am self-employed or have a complex tax return?Absolutely. Our Non-QM and DSCR (Debt Service Coverage Ratio) products are designed specifically for this. We can qualify you based on the property’s rental income or bank statements rather than traditional W-2s or tax returns.

How fast can we close? While conventional loans take 30+ days, our Hard Money and Bridge Loans can often be funded in as little as 7 to 10 business days, depending on the appraisal and title.

Do you offer 100% financing? We offer high-leverage products for experienced investors. For Rehab/Construction projects, we can often fund 90% of the purchase price and 100% of the renovation costs.

What is the minimum credit score required? Because we have access to over 200 lenders, we have options for almost every credit profile. While the best rates start at 740+, we have private and hard money outlets that focus more on the asset (the property) than the borrower’s credit score.


The "Investor First" Difference Working with a retail bank means you are stuck with one set of rules. Working with us means you have a market-wide advocate. If one lender changes their guidelines mid-escrow, we have 199 others to pivot to, ensuring your earnest money is never at risk.


Real Deals. Real Results.

Proof that our 200+ lender network delivers where traditional banks fail.

Scenario 1: The "Unconventional" Income Stream

  • The Challenge: A self-employed investor with a complex tax structure was denied by two retail banks for a 20-unit apartment complex.
  • The Solution: We bypassed tax returns entirely and utilized a DSCR (Debt Service Coverage Ratio) Loan. By focusing on the property's strong cash flow rather than the borrower's personal income, we secured a 30-year fixed rate.
  • The Result: Closed in 25 days. 

Scenario 2: The Fast-Track Fix & Flip

  • The Challenge: An investor found a distressed property at 60% of market value but needed to close in 10 days to beat out competing cash offers.
  • The Solution: We tapped into our Private/Hard Money network. We provided a "Fix & Flip" bridge loan covering 90% of the purchase price and 100% of the renovation budget.
  • The Result: The investor secured the deal against multiple cash buyers and is currently on track for a $120k profit upon resale.

Scenario 3: From Dirt to Dividends

  • The Challenge: A developer needed to transition from a high-interest construction loan into a long-term hold but lacked the traditional "seasoning" period required by most lenders.
  • The Solution: We leveraged a Non-QM Bridge-to-Perm product. This allowed the developer to pay off the construction debt immediately upon completion and lock in a long-term rate before the units were even 100% occupied.
  • The Result: Reduced the monthly debt service by 35%, significantly increasing the project's monthly cash flow.

Why These Stories Matter

Every investor’s journey is different. Whether you are a "Fix-and-Flip" specialist or a "Buy-and-Hold" mogul, our job is to find the specific lever that moves your project forward.

"I thought my deal was dead after my local bank said no. One call to [Your Name] and we had three term sheets on the table within 48 hours. They understand the math behind the investment."Marcus R., Multi-Family Investor