100% Financing for Medical Professionals
You’ve dedicated years to caring for others. Now, it’s time to take care of your future. Secure your dream home with $0 down payment, tailored specifically for the unique financial profiles of healthcare heroes.
Why Choose a Medical Professional Loan?
Traditional mortgages don’t always account for the high debt-to-income ratios or the delayed earnings of medical experts. Our program is designed to bypass those hurdles.
- Zero Down Payment: Buy a home without draining your savings. 100% financing options available for primary residences.
- No PMI (Private Mortgage Insurance): Save hundreds every month. Unlike standard loans, we waive PMI even with $0 down.
- Student Debt Flexibility: We understand medical school is an investment. We use modified calculations for your student loans so they don’t hold back your purchasing power.
- Close Before You Start: Moving for a new residency or private practice? You can often close on your home up to 90 days before your new contract officially begins.
Eligible Professional Designations: ➢ At least one borrower whose income is being used to qualify must be one of the following eligible professional designations:
- Medical Doctor (MD)
- Doctor of Osteopathy (DO)
- Doctor of Dental Science or Surgery (DDS)
- Doctor of Dental Medicine (DMD)
- Doctor of Ophthalmology (MD or DO)
- Doctor of Psychiatry (MD or DO)
- Doctor of Pharmacy (PharmD)
- Doctor of Veterinary Medicine (VMD)
- Doctor of Podiatric Medicine (DPM)
- Certified Registered Nurse Anesthetist (CRNA)
- Medical residents, fellows, or interns with one of the above degrees
➢ Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance)
